If Torbay Insurance Services in Torquay is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.
Torbay Insurance Services: public business information
Public business listings show Torbay Insurance Services based at 205 Union St, Torre, Torquay TQ1 4BY, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is torbayinsurance.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Torbay Insurance Services based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Understand the broker's service
A broker should be able to explain how it selected the policy it presents. Get that explanation in writing, then compare the cover and price with any alternative quotation on the same assumptions.
Making a like-for-like comparison
A lower premium does not by itself show whether a policy meets your needs. Check the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess and compare quotations on the same level of cover.
Before you choose a policy
Whichever broker you use, including Torbay Insurance Services, make sure you get clear answers on:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
Understand fees and broker remuneration
A quote is more useful when you understand the service behind it. Ask about fees, remuneration disclosures and the basis on which the broker is acting before you decide.
Choosing the service that suits you
Torbay Insurance Services is listed as a health insurance option for buyers in Torquay. Local and national brokers can offer different services, so read their terms and compare any quotations on a like-for-like basis.
Compare another quotation on the same basis
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
There is value in asking the same questions of more than one service. Request a call from one selected FCA-authorised broker and compare the answers, policy documents and price on a like-for-like basis.
This page is not a rating of Torbay Insurance Services. It is general information based on public business details and a checklist for reviewing insurance quotations.