One broker, one panel
No broker compares every insurer. The quote you get is the best of the panel that broker happens to have — not the best of the market.
Health & life insurance, compared properly
One broker quote is never the whole market.
Every broker earns commission from the policy it sells you — and every broker only shows you its own panel of insurers. A second quote costs you nothing and can change the deal completely.
- Why broker commission shapes the quote you are shown
- A specialist broker can check multiple insurers available through its service
- Free quote search request, with no obligation to buy
1,000named broker pages
2insurance specialisms
£0to start a quote search
Get a free quote
Get a free quote
Answer three quick steps and ask a specialist broker to search suitable policies.
- 1Cover
- 2Details
- 3Search
The commission problem
Brokers are paid by what they sell you.
Most UK insurance brokers charge you nothing directly — they take a commission out of your premium instead. That has three consequences worth knowing before you buy.
Commission varies by insurer
Commission rates differ between insurers and products. Two brokers can quote the same cover at different prices — or steer towards different insurers entirely.
A second quote is free
Because brokers are paid by insurers, getting a competing quote costs you nothing. If the second broker beats the first, you win. If not, you have confirmation.
Quoted by a broker already?
Browse all 1,000 broker pages
Find the broker that quoted you
Why compare with a second broker?
Get a free quote
The first quote is a starting point, not a verdict.
No broker automatically covers every insurer or every policy. The useful question is whether the panel behind your quote includes suitable options for your circumstances — and whether a different broker's panel prices them better.
✓
See beyond the premium. Compare cover limits, exclusions and underwriting on the same basis, not just the monthly figure.
✓
Test the commission effect. A second broker with different insurer relationships may quote the same cover for less.
✓
Lose nothing by asking. Competing quotes are free and carry no obligation — the worst outcome is confirming your first quote was good.
Free to request and no obligation. The broker will explain the insurers it can compare, any fee and how it receives commission.
Our editorial promise
Fair comment, not criticism.
We don't rank named brokers. Our broker pages explain why comparing matters — they do not claim any named firm is expensive or poor.
Written for UK readers. UK insurance rules, UK brokers, FCA-authorised advice.
Commercial relationship disclosed. We may be paid when we pass a completed quote enquiry to a broker.
Corrections honoured. Any named firm can ask us to correct or remove its page via the contact page.