A health insurance quotation is easier to assess when you compare the cover, eligibility and price on the same basis. If Top Insurance Services in Birmingham is on your list, this guide sets out what to check.
Top Insurance Services: public business information
Public business listings show Top Insurance Services based at 170 Highfield Rd, Birmingham B28 0HT, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 4 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is topinsuranceservices.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Top Insurance Services based on 4 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Questions about fees and remuneration
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Questions to ask before deciding
Whichever broker you use, including Top Insurance Services, make sure you get clear answers on:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
The basis of the broker's recommendation
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Considering health insurance options
Buyers in Birmingham can consider local and remote brokers. Neither is automatically a better fit; check the service description, policy terms and price before choosing.
Look at cover as well as price
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Request an alternative quote
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
Use the form to request contact from one selected FCA-authorised broker. It can discuss suitable private health insurance policies available through its service, giving you information to compare before you make a decision.
We have not assessed Top Insurance Services's service or the suitability, price or availability of any policy. Use its own documentation and personalised advice from an authorised firm when making a decision.