A life insurance quotation is easier to assess when you compare the cover, eligibility and price on the same basis. If T F Insurance Services Ltd in Leicester is on your list, this guide sets out what to check.
T F Insurance Services Ltd: details recorded in public sources
Public business listings show T F Insurance Services Ltd based at 17 The Office Village, North Road, Leicester LE1 1QJ, United Kingdom. At the time of writing it holds a Google rating of 4.0 out of 5 across 1 review. Read the reviews on Google directly and consider their date and number before drawing conclusions. No website was listed in public sources at the time of writing, so a phone call may be the quickest route to its quote.
Reading public reviews in context
Public sources record a Google rating for T F Insurance Services Ltd based on 1 review. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Questions to ask before deciding
Whichever broker you use, including T F Insurance Services Ltd, make sure you get clear answers on:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
When an additional quotation may help
If you live or work in Leicester, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Understand fees and broker remuneration
A quote is more useful when you understand the service behind it. Ask about fees, remuneration disclosures and the basis on which the broker is acting before you decide.
Check the policy details side by side
A lower premium does not by itself show whether a policy meets your needs. Check the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits and compare quotations on the same level of cover.
Ask how the quotation was selected
Different intermediaries can use different insurer relationships and distribution arrangements. Check the broker's terms of business to understand the basis of its service before comparing quotations.
Request contact from an authorised broker
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
There is value in asking the same questions of more than one service. Request a call from one selected FCA-authorised broker and compare the answers, policy documents and price on a like-for-like basis.
This page is not a rating of T F Insurance Services Ltd. It is general information based on public business details and a checklist for reviewing insurance quotations.