If SoSmartProtect in Chester is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.
What public listings show for SoSmartProtect
Public business listings show SoSmartProtect based at C/O Ellis & Co 114, 120 Northgate St, Chester CH1 2HT, United Kingdom. At the time of writing it holds a Google rating of 3.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is sosmartprotect.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for SoSmartProtect based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Read the terms of business carefully
A quote is more useful when you understand the service behind it. Ask about fees, remuneration disclosures and the basis on which the broker is acting before you decide.
Information worth confirming
Whichever broker you use, including SoSmartProtect, make sure you get clear answers on:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
The basis of the broker's recommendation
Different intermediaries can use different insurer relationships and distribution arrangements. Check the broker's terms of business to understand the basis of its service before comparing quotations.
Considering life insurance options
Buyers in Chester can consider local and remote brokers. Neither is automatically a better fit; check the service description, policy terms and price before choosing.
Look at cover as well as price
A lower premium does not by itself show whether a policy meets your needs. Check the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits and compare quotations on the same level of cover.
Request an alternative quote
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable life insurance policies available through its service.
We do not make a recommendation about SoSmartProtect or any insurance policy. Consider the policy documents and advice provided by an authorised firm before buying.