If R T Financial Planners Ltd in Cirencester is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.

Publicly available details for R T Financial Planners Ltd

Public business listings show R T Financial Planners Ltd based at 26-28 Thomas St, Cirencester GL7 2BD, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 1 review. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is rtfp.co.uk if you want to check its own wording first.

Reading public reviews in context

Public sources record a Google rating for R T Financial Planners Ltd based on 1 review. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.

Information worth confirming

Whichever broker you use, including R T Financial Planners Ltd, make sure you get clear answers on:

  • whether underwriting is full medical or moratorium
  • if premiums are guaranteed or reviewable
  • what happens to cover if you miss a payment
  • whether critical illness cover is included or separate

When an additional quotation may help

If you live or work in Cirencester, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.

Questions about fees and remuneration

A quote is more useful when you understand the service behind it. Ask about fees, remuneration disclosures and the basis on which the broker is acting before you decide.

Look at cover as well as price

A lower premium does not by itself show whether a policy meets your needs. Check the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits and compare quotations on the same level of cover.

The basis of the broker's recommendation

Different intermediaries can use different insurer relationships and distribution arrangements. Check the broker's terms of business to understand the basis of its service before comparing quotations.

Request contact from an authorised broker

You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.

A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable life insurance policies available through its service.

We have not assessed R T Financial Planners Ltd's service or the suitability, price or availability of any policy. Use its own documentation and personalised advice from an authorised firm when making a decision.