Considering Norfolk and Suffolk Financial Services Ltd in Lowestoft? A broker can be a useful starting point. The questions below can help you understand a quotation before deciding whether to seek another.
Norfolk and Suffolk Financial Services Ltd: public business information
Public business listings show Norfolk and Suffolk Financial Services Ltd based at 3 Barnards Way, Quay View Business Park, Lowestoft NR32 2HD, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 3 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is norfolkandsuffolk.co.uk/?utm_source=GMBlisting&utm_medium=Organic if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Norfolk and Suffolk Financial Services Ltd based on 3 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Questions about insurer choice and service
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Compare more than the premium
Price is only one part of a life insurance decision. Compare the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Information worth confirming
A good broker will walk you through these without being asked. If they do not, ask anyway:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
Questions about fees and remuneration
Ask any broker how it is paid and whether it charges fees. The answer should be set out in its client documentation, alongside the service it provides and any relevant disclosure about remuneration.
Choosing the service that suits you
If you live or work in Lowestoft, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Compare another quotation on the same basis
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable life insurance policies available through its service.
We do not make a recommendation about Norfolk and Suffolk Financial Services Ltd or any insurance policy. Consider the policy documents and advice provided by an authorised firm before buying.