A life insurance quotation is easier to assess when you compare the cover, eligibility and price on the same basis. If Lloyd Bolam Insurance Brokers Ltd in Stockport is on your list, this guide sets out what to check.
Lloyd Bolam Insurance Brokers Ltd: details recorded in public sources
Public business listings show Lloyd Bolam Insurance Brokers Ltd based at Universal House, Pepper Rd, Hazel Grove, Stockport SK7 5BW, United Kingdom. It has few or no Google reviews recorded in our source at the time of writing. That alone is not an assessment of the firm or its service. Its website is lloydbolam.co.uk if you want to check its own wording first.
Reading public reviews in context
Our public source records few or no Google reviews for Lloyd Bolam Insurance Brokers Ltd at the time of writing. The absence of a recorded review score is not an assessment of the firm's service.
Before you choose a policy
A good broker will walk you through these without being asked. If they do not, ask anyway:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
When an additional quotation may help
If you live or work in Stockport, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Questions about fees and remuneration
The broker's terms of business should explain its service and how it is paid. Request that information so you can take it into account when comparing quotations.
Compare more than the premium
Price is only one part of a life insurance decision. Compare the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Questions about insurer choice and service
The basis of a broker's service matters as much as the headline premium. Ask which insurers were considered and whether the quote is based on a selected range or a wider market analysis.
Request contact from an authorised broker
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
There is value in asking the same questions of more than one service. Request a call from one selected FCA-authorised broker and compare the answers, policy documents and price on a like-for-like basis.
This page is not a rating of Lloyd Bolam Insurance Brokers Ltd. It is general information based on public business details and a checklist for reviewing insurance quotations.