A health insurance quotation is easier to assess when you compare the cover, eligibility and price on the same basis. If Jim Kelly & Co Ltd in Blackpool is on your list, this guide sets out what to check.
What public listings show for Jim Kelly & Co Ltd
Public business listings show Jim Kelly & Co Ltd based at 251 Church St, Blackpool FY1 3PB, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is jimkellyinsurancegroup.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Jim Kelly & Co Ltd based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Check the policy details side by side
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Ask how the quotation was selected
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Your next steps
If you live or work in Blackpool, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Information worth confirming
A good broker will walk you through these without being asked. If they do not, ask anyway:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
What to ask about the broker's service
The broker's terms of business should explain its service and how it is paid. Request that information so you can take it into account when comparing quotations.
Ready to explore another option?
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
There is value in asking the same questions of more than one service. Request a call from one selected FCA-authorised broker and compare the answers, policy documents and price on a like-for-like basis.
This page is not a rating of Jim Kelly & Co Ltd. It is general information based on public business details and a checklist for reviewing insurance quotations.