Searching for Hughes & King in Portsmouth? This page brings together the public business details we found and a practical checklist for comparing life insurance quotations.
Hughes & King: details recorded in public sources
Public business listings show Hughes & King based at links house, 3A Dundas Ln, Portsmouth PO3 5BL, United Kingdom. At the time of writing it holds a Google rating of 4.5 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is hughesandking.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Hughes & King based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Questions to ask before deciding
A good broker will walk you through these without being asked. If they do not, ask anyway:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
When an additional quotation may help
If you live or work in Portsmouth, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Read the terms of business carefully
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Look at cover as well as price
Price is only one part of a life insurance decision. Compare the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
The basis of the broker's recommendation
The basis of a broker's service matters as much as the headline premium. Ask which insurers were considered and whether the quote is based on a selected range or a wider market analysis.
Request contact from an authorised broker
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
Use the form to request contact from one selected FCA-authorised broker. It can discuss suitable life insurance policies available through its service, giving you information to compare before you make a decision.
This page is not a rating of Hughes & King. It is general information based on public business details and a checklist for reviewing insurance quotations.