If Horizons Law Consultants in Manchester is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.
Publicly available details for Horizons Law Consultants
Public business listings show Horizons Law Consultants based at 451 Victoria Ave, Blackley, Manchester M9 8PJ, United Kingdom. At the time of writing it holds a Google rating of 3.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is horizonslaw.co.uk/contact if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Horizons Law Consultants based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
A practical quote checklist
A good broker will walk you through these without being asked. If they do not, ask anyway:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
When an additional quotation may help
If you live or work in Manchester, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Read the terms of business carefully
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Making a like-for-like comparison
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Understand the broker's service
The basis of a broker's service matters as much as the headline premium. Ask which insurers were considered and whether the quote is based on a selected range or a wider market analysis.
Request contact from an authorised broker
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable private health insurance policies available through its service.
We have not assessed Horizons Law Consultants's service or the suitability, price or availability of any policy. Use its own documentation and personalised advice from an authorised firm when making a decision.