If Hepworth Insurance Services Ltd in Lancaster is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.

Hepworth Insurance Services Ltd: details recorded in public sources

Public business listings show Hepworth Insurance Services Ltd based at 24 Sun St, Lancaster LA1 1ES, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. No website was listed in public sources at the time of writing, so a phone call may be the quickest route to its quote.

Reading public reviews in context

Public sources record a Google rating for Hepworth Insurance Services Ltd based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.

Check the policy details side by side

Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.

Ask how the quotation was selected

Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.

Your next steps

If you live or work in Lancaster, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.

Questions to ask before deciding

A good broker will walk you through these without being asked. If they do not, ask anyway:

  • the hospital list and any regional restrictions
  • outpatient and diagnostic limits
  • whether pre-existing conditions are covered or excluded
  • the excess and how it applies per claim or per year

Questions about fees and remuneration

Ask any broker how it is paid and whether it charges fees. The answer should be set out in its client documentation, alongside the service it provides and any relevant disclosure about remuneration.

Ready to explore another option?

The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.

A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable private health insurance policies available through its service.

We do not make a recommendation about Hepworth Insurance Services Ltd or any insurance policy. Consider the policy documents and advice provided by an authorised firm before buying.