If Heavenly Finances in Bolton is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.
Heavenly Finances: public business information
Public business listings show Heavenly Finances based at 39 New Hall Ln, Heaton, Bolton BL1 5LW, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 1 review. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is heavenlyfinances.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Heavenly Finances based on 1 review. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Understand fees and broker remuneration
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Information worth confirming
Whichever broker you use, including Heavenly Finances, make sure you get clear answers on:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
The basis of the broker's recommendation
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Considering life insurance options
Buyers in Bolton can consider local and remote brokers. Neither is automatically a better fit; check the service description, policy terms and price before choosing.
Look at cover as well as price
Price is only one part of a life insurance decision. Compare the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Request an alternative quote
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable life insurance policies available through its service.
We do not make a recommendation about Heavenly Finances or any insurance policy. Consider the policy documents and advice provided by an authorised firm before buying.