Considering Essential Risk Solutions Ltd in Swansea? A broker can be a useful starting point. The questions below can help you understand a quotation before deciding whether to seek another.
Essential Risk Solutions Ltd: public business information
Public business listings show Essential Risk Solutions Ltd based at 75 Uplands Cres, Uplands, Swansea SA2 0EX, United Kingdom. At the time of writing it holds a Google rating of 4.0 out of 5 across 1 review. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is essentialrisksolutions.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Essential Risk Solutions Ltd based on 1 review. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Questions to ask before deciding
Before comparing prices, ask any broker — including this one — to confirm:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
When an additional quotation may help
If you live or work in Swansea, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Questions about fees and remuneration
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Compare more than the premium
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Questions about insurer choice and service
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Request contact from an authorised broker
Use the form to request a call from one selected FCA-authorised broker. Before submitting, read our privacy notice to understand how your details will be shared for that requested contact.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable private health insurance policies available through its service.
This page is not a rating of Essential Risk Solutions Ltd. It is general information based on public business details and a checklist for reviewing insurance quotations.