If Denis O. Brown & Associates in Stirling is on your shortlist, start with the public details below, then ask for the policy information you need to compare like for like.
What public listings show for Denis O. Brown & Associates
Public business listings show Denis O. Brown & Associates based at Osborne House, Alloa Rd, Stirling FK9 5PN, United Kingdom. At the time of writing it holds a Google rating of 3.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is denisobrown.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Denis O. Brown & Associates based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Ask how the quotation was selected
The basis of a broker's service matters as much as the headline premium. Ask which insurers were considered and whether the quote is based on a selected range or a wider market analysis.
Check the policy details side by side
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Questions to ask before deciding
A good broker will walk you through these without being asked. If they do not, ask anyway:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
Questions about fees and remuneration
Broker remuneration and fees can vary. Before proceeding, ask for the broker's terms of business and read the disclosures that apply to the quotation you receive.
Choosing the service that suits you
If you live or work in Stirling, use the firm's own documentation to understand its service. You can then decide whether an additional quotation would be useful for your circumstances.
Compare another quotation on the same basis
The form lets you request contact from one selected FCA-authorised broker. It will explain its service and discuss suitable policies available through it. There is no obligation to buy.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable private health insurance policies available through its service.
This page is not a rating of Denis O. Brown & Associates. It is general information based on public business details and a checklist for reviewing insurance quotations.