Considering Colin Hardy & Co Ltd in Exeter? A broker can be a useful starting point. The questions below can help you understand a quotation before deciding whether to seek another.
Publicly available details for Colin Hardy & Co Ltd
Public business listings show Colin Hardy & Co Ltd based at 85 Queen St, Exeter EX4 3RP, United Kingdom. At the time of writing it holds a Google rating of 5.0 out of 5 across 2 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. Its website is colinhardy.co.uk if you want to check its own wording first.
Reading public reviews in context
Public sources record a Google rating for Colin Hardy & Co Ltd based on 2 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Information worth confirming
A good broker will walk you through these without being asked. If they do not, ask anyway:
- the hospital list and any regional restrictions
- outpatient and diagnostic limits
- whether pre-existing conditions are covered or excluded
- the excess and how it applies per claim or per year
When an additional quotation may help
Colin Hardy & Co Ltd is listed as a health insurance option for buyers in Exeter. Local and national brokers can offer different services, so read their terms and compare any quotations on a like-for-like basis.
Understand fees and broker remuneration
The broker's terms of business should explain its service and how it is paid. Request that information so you can take it into account when comparing quotations.
Look at cover as well as price
Price is only one part of a private health insurance decision. Compare the hospital list, outpatient and diagnostic limits, underwriting terms, and any excess as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
The basis of the broker's recommendation
The basis of a broker's service matters as much as the headline premium. Ask which insurers were considered and whether the quote is based on a selected range or a wider market analysis.
Request contact from an authorised broker
Use the form to request a call from one selected FCA-authorised broker. Before submitting, read our privacy notice to understand how your details will be shared for that requested contact.
A second quotation can be useful when you want to compare the premium, cover and policy terms on the same assumptions. Use the form to request a call from one selected FCA-authorised broker about suitable private health insurance policies available through its service.
This page is not a rating of Colin Hardy & Co Ltd. It is general information based on public business details and a checklist for reviewing insurance quotations.