A life insurance quotation is easier to assess when you compare the cover, eligibility and price on the same basis. If Bureau of Independent Financial Advice in Aberdeen is on your list, this guide sets out what to check.
Bureau of Independent Financial Advice: details recorded in public sources
Public business listings show Bureau of Independent Financial Advice based at 85 Garthdee Rd, Aberdeen AB10 7AY, United Kingdom. At the time of writing it holds a Google rating of 2.3 out of 5 across 3 reviews. Read the reviews on Google directly and consider their date and number before drawing conclusions. No website was listed in public sources at the time of writing, so a phone call may be the quickest route to its quote.
Reading public reviews in context
Public sources record a Google rating for Bureau of Independent Financial Advice based on 3 reviews. Ratings can be useful context, but read the original reviews and their dates rather than treating a score alone as a recommendation.
Ask how the quotation was selected
Ask the broker to explain the basis on which it searches or recommends policies. Its own documentation should state whether it offers a fair and personal analysis of the market or works with a selected range of insurers.
Check the policy details side by side
Price is only one part of a life insurance decision. Compare the underwriting basis, whether premiums are guaranteed or reviewable, and any optional benefits as well as the premium, using the insurer's policy documents and a personalised explanation where appropriate.
Questions to ask before deciding
A good broker will walk you through these without being asked. If they do not, ask anyway:
- whether underwriting is full medical or moratorium
- if premiums are guaranteed or reviewable
- what happens to cover if you miss a payment
- whether critical illness cover is included or separate
Read the terms of business carefully
The broker's terms of business should explain its service and how it is paid. Request that information so you can take it into account when comparing quotations.
Choosing the service that suits you
Bureau of Independent Financial Advice is listed as a life insurance option for buyers in Aberdeen. Local and national brokers can offer different services, so read their terms and compare any quotations on a like-for-like basis.
Compare another quotation on the same basis
You can request a call from one selected FCA-authorised broker through the form on this page. It can discuss suitable policies available through its service; compare any options it provides with other quotes on the same basis.
Use the form to request contact from one selected FCA-authorised broker. It can discuss suitable life insurance policies available through its service, giving you information to compare before you make a decision.
We do not make a recommendation about Bureau of Independent Financial Advice or any insurance policy. Consider the policy documents and advice provided by an authorised firm before buying.